FAQ’s

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FAQ’s2018-10-22T16:55:08+00:00
Can Debt Collectors Garnish Wages?2018-10-25T13:38:40+00:00

Cedars Business Services is not a debt buyer. In most cases our company has been contracted to assist collecting debt by the party you originally incurred the debt with. Debt collectors in general can be granted the permission to garnish your wages if they have gone through the legal processes necessary to do so.

In order for a creditor to seek collection through this method, the collection agency must first take your case to court through a debt collection lawsuit. If they provide a compelling enough argument to win the lawsuit, a judgement will be filed against you which can include consequences such as wage garnishment. Wage garnishment laws vary by state and may not be allowed for certain types of debt in some states.

Can collection agencies call you at work?2018-10-25T13:40:28+00:00

Debt Collectors are not prohibited from contacting you at your workplace unless it has specifically been requested. The FDCPA states that if a collection agency has “reason to know” your employer does not approve of such calls, then they are no longer permitted to contact you at work. Some states even have more restrictive laws. By notifying the debt collector of your employer’s policy you will be able to stop or prevent future calls to your workplace.

At Cedars Business Services, we strive to provide excellent customer service and abide by the standards outlined in the FDCPA and state laws. If you want to stop calls to your employer, please let us know by filling out our contact form or calling us directly at 800-804-3353.

I do not recognize this debt as mine. What should I do?2018-10-17T16:56:57+00:00

Sometimes, the debt may be legitimate but you do not recognize it because the company you owe the debt to has gone through a name change or has been acquired by a larger company. In these cases, the debt is still legitimate.

However, if you still believe the debt we have contacted you about is not yours, our representatives can help. If you have questions or would like to dispute your debt, please contact us online or call 800-804-3353 for help. It may help to send us any documentation you have by email or mail.

Why is Cedars Business Services Contacting Me?2018-10-25T13:43:29+00:00

Cedars Business Services is a licensed third party collection agency and member of ACA International. If you have been contacted by one of our representatives, it is because we have received information that potentially links you to a debt that has been assigned to our agency

If you believe we are contacting you in error or you would like to stop receiving phone calls, please let us know via our online contact form.

If you have questions or would like to speak about your debt further, you may call us directly at 800-980-3357 on Monday-Friday from 7:00am to 6:00pm PST.